Madrina
The UK government has confirmed a £812 Cost of Living Payment for August 2025 to help low-income households manage rising expenses. This one-off, tax-free payment aims to support families struggling with energy bills, food prices, and other essential living costs.
The payment will be automatically deposited into eligible recipients’ bank accounts, offering much-needed relief during one of the year’s peak expense periods.
In this guide, you’ll find full details about who qualifies, how much you can get, payment dates, and other important rules to make sure you don’t miss out.
What Is the £812 Cost of Living Payment?
The £812 Cost of Living Payment is a one-time government support payment designed for low-income households already receiving certain means-tested benefits. Unlike loans, this payment does not need to be repaid and is intended to help cover:
- Food and groceries
- Gas and electricity bills
- Rent or mortgage payments
- Other essential living expenses
Payment Dates for August 2025
The payment will be sent between 15 August and 31 August 2025. Exact dates may vary depending on the bank, but most eligible recipients should see the funds appear within this window.
Who Qualifies for the £812 Cost of Living Payment?
To be eligible, you must be receiving at least one of the following benefits during the qualifying period:
- Universal Credit
- Income Support
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Pension Credit
- Working Tax Credit
- Child Tax Credit
Important: You must have been entitled to the benefit during the qualifying month before the payment date.
Eligibility and Payment Breakdown
| Category | Eligibility Criteria | Payment Amount |
|---|---|---|
| Single Adults | On a qualifying benefit, low income | £812 |
| Couples | Both on qualifying benefits or joint claim | £812 per household |
| Pensioners | Receiving Pension Credit | £812 |
| Disabled Claimants | On qualifying benefit plus disability benefit | £812 + other disability support |
How Will the Payment Be Made?
- Direct bank transfer to the same account where your benefit is paid
- No application needed — payment is automatic
- Appears on your bank statement as “DWP Cost of Living”
Why £812?
The government decided on the £812 amount to reflect the increased pressure from inflation, higher winter fuel costs, and grocery price rises. It also aligns with the higher household expenses recorded during the mid-year cost-of-living review.
Other Support Available Alongside the £812 Payment
Even if you get the £812 payment, you may also qualify for:
- Energy Bill Support – Discounts or grants from your supplier
- Household Support Fund – Extra help from your local council
- Winter Fuel Payment – Extra cash for pensioners in cold months
- Cold Weather Payment – Paid during freezing temperature periods
Common Questions About Eligibility
- Do I need to apply?
No. Payments are automatic if you qualify. - Can I get it if I start a benefit later?
No. You must have been eligible during the qualifying period. - Will it affect my other benefits?
No. This payment is tax-free and does not affect benefit entitlement.
Tips to Make Sure You Don’t Miss Out
- Check your benefit status – Make sure you’re still entitled to your payments and your claim is up to date.
- Ensure your bank details are correct – Outdated information could delay the payment.
- Keep an eye on notifications – DWP may send letters or online account messages confirming your payment.
What to Do If You Don’t Receive the Payment
If you believe you’re eligible but haven’t received your payment by 5 September 2025:
- Contact the DWP using your usual benefit helpline.
- Provide proof of your benefit entitlement during the qualifying period.
- Update your payment details if necessary.
The £812 Cost of Living Payment in August 2025 is a major financial boost for millions of UK households. It is automatic, tax-free, and aimed at easing the burden of essential costs.
If you are on a qualifying benefit, you don’t need to apply — just ensure your details are correct and your benefit claims are active. This payment, along with other available support schemes, can help you navigate the high costs of living during challenging times.
FAQs
Who is eligible for the £812 Cost of Living Payment?
Anyone receiving a qualifying means-tested benefit such as Universal Credit, Pension Credit, or Tax Credits during the qualifying period.
Do I need to apply for the payment?
No. It is paid automatically to eligible claimants.
Will the £812 payment affect my other benefits?
No. It is tax-free and does not impact other benefit entitlements.